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Keys To The New Place

Simplified and Personalized

From Start to Finish

PHILANYA, INC. offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re looking for a first-time home buyer program or interested in refinancing your veteran loan, getting pre-approved takes minutes.  

Get the Mortgage You Deserve!

Get the Mortgage You Deserve

For us, there’s no higher priority than achieving our client's satisfaction. We work diligently towards providing the real estate financing solutions our clients need based on their unique financial situations and lifestyle preferences. Check out some of our specialized services below to learn more.

Brick house



With the aid of a mortgage professional, the borrower completes the application and provides all required documentation.


If you applied and qualify for a mortgage, you’ll receive a conditional approval. At this stage, your lender may require additional documentation and proof of hazard insurance.


A pre-approval lets borrowers know what they are financially capable of affording and can help prevent any issues moving forward.


Your processor will order a Credit Report, Appraisal, and Title Report. The information on the application, such as bank deposits and payment histories, are then verified.


Your completed file will be submitted to underwriting for review. The Underwriter may condition the file for additional documents. Once the conditions are submitted your file will be cleared for closing.


Once you’ve reviewed your final statement, your file will go to closing and will be ready to fund!

Refinancing Your Home

Own Your Dream Property

Each of our services cater towards getting our clients the best options possible, no matter their financial situation or real estate background. Veteran loans qualify for special benefits. Contact us today to see what we can do for you. Schedule a free no-hassle consultation today!

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Let’s Talk

Ready to purchase a property and need help with financing? Get in touch to find out how we can help with your mortgage needs.

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