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Philip Seely
4 days ago5 min read
Unveiling the Unexpected: Uncovering the True Pros and Cons of FHA Loans
About 84% of FHA loans are made to first-time buyers, showcasing their importance in the market for those dreaming of owning a home


Philip Seely
Feb 284 min read
Unlock Your Dream Home with Confidence: Your Ultimate Guide to First-Time Homebuyer Programs and Mortgage Tips
This guide simplifies first-time homebuyer programs and offers practical tips to help you confidently step into your dream home.


Philip Seely
Feb 145 min read
Should You Choose a Fixed-Rate or Adjustable-Rate Mortgage? A Comprehensive Guide for First-Time Homebuyers
Although the P&I parts of your fixed-rate mortgage payment stay the same, the escrowed insurance and property taxes can vary...


Philip Seely
Jan 244 min read
Cracking the Code: Unraveling the Mystery of Mortgage Rates
Figures show the average consumer saves an average of $9,400 going through a broker in wholesale versus retail – even higher for minorities


Philip Seely
Jan 105 min read
How Will the New NAR Ruling on Compensation Impact Homebuyers, Real Estate Agents, and Mortgage Loan Officers?
Studies show that 44% of homebuyers begin their journey online, highlighting the importance of clear information on fees and commissions.


Philip Seely
Dec 20, 20244 min read
Unlocking the Benefits: Why Homebuyers Choose Mortgage Brokers Over Retail Lenders
From tailored advice to a broad selection of loan options, here are the key reasons savvy homebuyers are choosing mortgage brokers.


Philip Seely
Dec 6, 20245 min read
The Ultimate Guide to Home Loan Pre-Approval
In today’s competitive housing market, having a pre-approval letter can significantly strengthen your offer when bidding on a home.


Philip Seely
Nov 25, 20243 min read
How to Utilize DSCR Mortgage Loans for the Top 3 Home Buying Investment Strategies in Real Estate
Entering the world of real estate investing can feel overwhelming, but it’s a proven method for building wealth and securing your...


Philip Seely
Nov 12, 20244 min read
Unveiling the Top 5 Insider Strategies for First-Time Homebuying Triumph in Florida
Navigating the road to homeownership can be both exciting and overwhelming for first-time homebuyers in Florida. From the lively beaches...

Philip Seely
Sep 9, 20242 min read
Turning Renters into Homeowners: How to Overcome the Down Payment Hurdle and Find Affordable Mortgage Programs
Are you tired of scrolling through rental listings, dreaming of a place you can truly call your own? The idea of owning a home feels like...


Philip Seely
Feb 22, 20243 min read
Down Payment Assistance Programs Offering Up to $120,000 in Funds for Veterans and Service Members
DPR found there are 61 programs offering up to $120,000 in assistance specifically developed to help them build, buy, or renovate.


Philip Seely
Jan 29, 20243 min read
Buy Now Versus Waiting Things Out
How to explore homebuying options by comparing the financial benefits of buying a house now against the cost associated with waiting to...


Philip Seely
Nov 14, 20235 min read
Loan Decisions and How to Increase Your Approval Odds
As your business grows, you may want to pursue opportunities that require more funds than you have on hand. If you are considering...

Philip Seely
Aug 7, 20231 min read
Homebuyer Assistance Programs
Wow! Florida is really stepping up its game when it comes to homebuyer assistance programs. With a staggering 170 programs available,...


Philip Seely
Jul 4, 20233 min read
Paths to Homeownership for Veterans and Active Military
Affordable homeownership programs are on the rise, and many options specifically benefit active and veteran military members and their...

Philip Seely
Jul 1, 20232 min read
National Homeownership Month
HOW DOWN PAYMENT ASSISTANCE PUT THE DREAM OF HOMEOWNERSHIP IN WOMAN'S REACH For National Homeownership Month, we're celebrating Jackie's...


Philip Seely
May 3, 20232 min read
More Homebuyer Down Payment Assistance Programs
83.5% of all homebuyer assistance programs are actively funded and available. Search for down payment assistance.


Philip Seely
Feb 22, 20234 min read
Is an SBA loan right for your business?
Learn what an SBA loan can do for your small-business.

Philip Seely
Oct 19, 20223 min read
They Say it's in the Numbers
The Home Mortgage Disclosure Act (HMDA) requires many financial institutions to maintain, report, and publicly disclose loan-level...


Philip Seely
Jun 24, 20223 min read
Surprise, Surprise, Surprise! Home Sales Surge in May
As an independent Mortgage Broker, we are asked everyday what the housing market is doing. Unfortunately, our crystal ball doesn't look...
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