Blog | PHILANYA

The Ultimate Guide to Home Loan Pre-Approval

6 days ago5 min read

The Ultimate Guide to Home Loan Pre-Approval

In today’s competitive housing market, having a pre-approval letter can significantly strengthen your offer when bidding on a home.

How to Utilize DSCR Mortgage Loans for the Top 3 Home Buying Investment Strategies in Real Estate

Philip Seely

Nov 253 min read

How to Utilize DSCR Mortgage Loans for the Top 3 Home Buying Investment Strategies in Real Estate

Entering the world of real estate investing can feel overwhelming, but it’s a proven method for building wealth and securing your...

Unveiling the Top 5 Insider Strategies for First-Time Homebuying Triumph in Florida

Philip Seely

Nov 124 min read

Unveiling the Top 5 Insider Strategies for First-Time Homebuying Triumph in Florida

Navigating the road to homeownership can be both exciting and overwhelming for first-time homebuyers in Florida. From the lively beaches...

Turning Renters into Homeowners: How to Overcome the Down Payment Hurdle and Find Affordable Mortgage Programs

Philip Seely

Sep 92 min read

Turning Renters into Homeowners: How to Overcome the Down Payment Hurdle and Find Affordable Mortgage Programs

Are you tired of scrolling through rental listings, dreaming of a place you can truly call your own? The idea of owning a home feels like...

Down Payment Assistance Programs Offering Up to $120,000 in Funds for Veterans and Service Members

Philip Seely

Feb 223 min read

Down Payment Assistance Programs Offering Up to $120,000 in Funds for Veterans and Service Members

DPR found there are 61 programs offering up to $120,000 in assistance specifically developed to help them build, buy, or renovate.

Philip Seely

Jan 293 min read

Buy Now Versus Waiting Things Out

How to explore homebuying options by comparing the financial benefits of buying a house now against the cost associated with waiting to...

Loan Decisions and How to Increase Your Approval Odds

Philip Seely

Nov 14, 20235 min read

Loan Decisions and How to Increase Your Approval Odds

As your business grows, you may want to pursue opportunities that require more funds than you have on hand. If you are considering...

Philip Seely

Aug 7, 20231 min read

Homebuyer Assistance Programs

Wow! Florida is really stepping up its game when it comes to homebuyer assistance programs. With a staggering 170 programs available,...

Paths to Homeownership for Veterans and Active Military

Philip Seely

Jul 4, 20233 min read

Paths to Homeownership for Veterans and Active Military

Affordable homeownership programs are on the rise, and many options specifically benefit active and veteran military members and their...

Philip Seely

Jul 1, 20232 min read

National Homeownership Month

HOW DOWN PAYMENT ASSISTANCE PUT THE DREAM OF HOMEOWNERSHIP IN WOMAN'S REACH For National Homeownership Month, we're celebrating Jackie's...

More Homebuyer Down Payment Assistance Programs

Philip Seely

May 3, 20232 min read

More Homebuyer Down Payment Assistance Programs

83.5% of all homebuyer assistance programs are actively funded and available. Search for down payment assistance.

Philip Seely

Feb 22, 20234 min read

Is an SBA loan right for your business?

Learn what an SBA loan can do for your small-business.

Philip Seely

Oct 19, 20223 min read

They Say it's in the Numbers

The Home Mortgage Disclosure Act (HMDA) requires many financial institutions to maintain, report, and publicly disclose loan-level...

Surprise, Surprise, Surprise! Home Sales Surge in May

Philip Seely

Jun 24, 20223 min read

Surprise, Surprise, Surprise! Home Sales Surge in May

As an independent Mortgage Broker, we are asked everyday what the housing market is doing. Unfortunately, our crystal ball doesn't look...

Philip Seely

Jun 9, 20223 min read

Understanding Your Credit Score

Once you get your credit report, you will want to review it carefully. Ordering it is not enough—you must read it. Credit reports may...

Philip Seely

Apr 3, 20223 min read

Career With Benefits

If Covid-19 didn't teach you how to have a side hustle, nothing else probably will. When we started PHILANYA, we wanted to make a...

Lost Your Job? Looking For Something New?

Philip Seely

Feb 17, 20222 min read

Lost Your Job? Looking For Something New?

An MLO can be a lending company, mortgage broker or loan officer.

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