Most DPA programs provide funds as a grant or a second mortgage, which may be forgivable, deferred, or require repayment only if you sell or refinance the home within a set period.

New homes can incorporate modern energy-efficient technologies, such as solar panels or high-efficiency appliances. Many builders report that energy-efficient homes can save homeowners up to 30% on their utility bills.

Using home equity is about more than just accessing cash; it's also about strategic planning. Keep these four tips in mind for successfully leveraging your home equity.

mplement the tips shared in this article to streamline your tax preparation process.