One of the most compelling features of VA loans is that you can finance 100% of the home's purchase price. This means no down payment!

About 84% of FHA loans are made to first-time buyers, showcasing their importance in the market for those dreaming of owning a home

This guide simplifies first-time homebuyer programs and offers practical tips to help you confidently step into your dream home.

Although the P&I parts of your fixed-rate mortgage payment stay the same, the escrowed insurance and property taxes can vary...

Figures show the average consumer saves an average of $9,400 going through a broker in wholesale versus retail – even higher for minorities

From tailored advice to a broad selection of loan options, here are the key reasons savvy homebuyers are choosing mortgage brokers.

In today’s competitive housing market, having a pre-approval letter can significantly strengthen your offer when bidding on a home.

DPR found there are 61 programs offering up to $120,000 in assistance specifically developed to help them build, buy, or renovate.

How to explore homebuying options by comparing the financial benefits of buying a house now against the cost associated with waiting to...

As your business grows, you may want to pursue opportunities that require more funds than you have on hand. If you are considering...

Wow! Florida is really stepping up its game when it comes to homebuyer assistance programs. With a staggering 170 programs available,...

Affordable homeownership programs are on the rise, and many options specifically benefit active and veteran military members and their...

HOW DOWN PAYMENT ASSISTANCE PUT THE DREAM OF HOMEOWNERSHIP IN WOMAN'S REACH For National Homeownership Month, we're celebrating Jackie's...

83.5% of all homebuyer assistance programs are actively funded and available. Search for down payment assistance.

The Home Mortgage Disclosure Act (HMDA) requires many financial institutions to maintain, report, and publicly disclose loan-level...

As an independent Mortgage Broker, we are asked everyday what the housing market is doing. Unfortunately, our crystal ball doesn't look...

Once you get your credit report, you will want to review it carefully. Ordering it is not enough—you must read it. Credit reports may...

If Covid-19 didn't teach you how to have a side hustle, nothing else probably will. When we started PHILANYA, we wanted to make a...

An MLO can be a lending company, mortgage broker or loan officer.