Using home equity is about more than just accessing cash; it's also about strategic planning. Keep these four tips in mind for successfully leveraging your home equity.

One of the most compelling features of VA loans is that you can finance 100% of the home's purchase price. This means no down payment!

About 84% of FHA loans are made to first-time buyers, showcasing their importance in the market for those dreaming of owning a home

Although the P&I parts of your fixed-rate mortgage payment stay the same, the escrowed insurance and property taxes can vary...

Figures show the average consumer saves an average of $9,400 going through a broker in wholesale versus retail – even higher for minorities

As your business grows, you may want to pursue opportunities that require more funds than you have on hand. If you are considering...

The Home Mortgage Disclosure Act (HMDA) requires many financial institutions to maintain, report, and publicly disclose loan-level...

As an independent Mortgage Broker, we are asked everyday what the housing market is doing. Unfortunately, our crystal ball doesn't look...

Once you get your credit report, you will want to review it carefully. Ordering it is not enough—you must read it. Credit reports may...

If Covid-19 didn't teach you how to have a side hustle, nothing else probably will. When we started PHILANYA, we wanted to make a...

An MLO can be a lending company, mortgage broker or loan officer.