When you budget for a $350,000 home, don’t just ask “What’s the mortgage?” Ask “What’s the all-in monthly payment after taxes, insurance, HOA, and maintenance?”

Finding the right real estate office contact can make or break your homebuying experience. At PHILANYA, our veteran-owned, community-focused team connects you with trusted experts, personalized guidance, and local insight—so you can buy with confidence, whether you’re a first-time buyer, veteran, or Florida local. Start your journey with us today!

Most DPA programs provide funds as a grant or a second mortgage, which may be forgivable, deferred, or require repayment only if you sell or refinance the home within a set period.