When you budget for a $350,000 home, don’t just ask “What’s the mortgage?” Ask “What’s the all-in monthly payment after taxes, insurance, HOA, and maintenance?”

Unlock your path to homeownership with a trusted partner who knows Florida’s market inside and out. At PHILANYA, our veteran-owned team simplifies the mortgage process, secures the best rates, and delivers personalized guidance every step of the way. Start your journey with confidence—let us help you find the right loan for your next home. Apply now!

First-time buyer or veteran in Florida? PHILANYA compares hundreds of loan options, streamlines paperwork, and gets you pre-approved fast—with transparent guidance at every step.

Most DPA programs provide funds as a grant or a second mortgage, which may be forgivable, deferred, or require repayment only if you sell or refinance the home within a set period.