The 30/30/3 rule is a simple guideline to help you prepare financially for buying a home. It’s especially useful if you’re a first-time buyer or managing your budget carefully.

Whether you’re a first-time homebuyer, a veteran, or relocating to Florida, partnering with a local, veteran-owned mortgage broker gives you access to more lenders, better rates, and expert guidance—making your homebuying journey smoother, faster, and more successful.